Insurance & Finance
Here at Clarke and Carter we can help with all aspects of boat ownership, including boat insurance and marine finance
Insurance – we are approved introducers to Haven Knox-Johnston and GJW Direct:
We are proud to have been appointed introducers for Haven Knox-Johnston boat insurance, who offer the following range of benefits:
- Automatic 10% discount for UK marina berth holders, and up to 25% no claims bonus
- No admin charges for changes to your policy mid-term
- Pay monthly option (minimum premium applies)
- Dedicated claims team with over 100 years experience, and an out of hours emergency claims helpline, 7 days a week
- Loyalty Policy Benefits for all loyal ‘claim free’ customers
- Should we require a condition survey we will not ask for another during the duration of your policy (vessel dependent)
To get a competitive quote for your boat insurance call us, or click on the Haven Knox-Johnston logo below. Haven Knox-Johnston is a trading name of Aston Lark Limited Registered in England and Wales No: 02831010. Registered office: Ibex House, 42-47, Minories, London, EC3N 1DY. Aston Lark Limited is authorised and regulated by the Financial Conduct Authority.
Whether you want to insure your boat, personal watercraft or even paddleboard, when you insure with GJW Direct you can be confident you’re covered by specialists. They have been specialising in marine insurance for over 175 years, offering insurance cover on a range of boat types, at a competitive price. You will have the option to spread the cost of your insurance with an interest free payment plan, 24 hour availability to an emergency claims helpline, and have the ability to manage your policy online with their self-service insurance portal. To get a competitive quote for your boat insurance call us, or click on the GJW Direct logo below.
Finance – we work with CGI finance and Promarine Finance to help you get the best deal for your needs
Customers choose finance for various reasons and marine finance can be an attractive alternative to purchasing outright. For those thinking about buying a boat using finance the number of providers of marine mortgages or hire purchase agreements, we work closely with two of the main marine finance houses, CGI Finance, and Promarine Finance.
There are various finance options available including marine mortgages, hire purchases, and unsecured loans. Marine mortgages are often more flexible than personal loans or hire purchases. Policies can allow overpayments and other tailored repayment options including fixed rates, fixed monthly, interest only, or balloon payments. Like buying a property, personalisation and flexibility are paramount when financing a boat!
As well as reducing initial capital outlay, finance can help buyers budget with fixed monthly payment options. It could let you buy a dearer boat that may cost less to run long-term than a cash purchase allowed. The funds that would have been used to purchase a boat outright can be used elsewhere. It may well be cheaper to finance than pay tax on dividends or investment exit fees.
Repayment options and deposits vary depending upon the product selected, boat and personal situation or preferences. If you require further information on how to fund the purchase of your new or secondhand boat then please do not hesitate to contact us and we will point you in the right direction.
If you would like an instant finance quote please click on the image links below:
Clarke and Carter Interyacht Ltd are registered with the FCA as a broker not a lender, and are authorised by the Financial Conduct Authority with FRN 659587. We will not charge you any fee for this service as we will receive payment by way of a fee direct from CGI Finance, or Promarine Finance. The amount of commission/fee we receive from CGI Finance or Promarine Finance does not vary depending on the features of the loan and this payment does not affect the amount payable under the terms of the loan agreement.